Steve Flynn's Blog
One of the many challenges of putting your home on the market is keeping it clean!
That task can be even more difficult if you have kids, pets, and a busy schedule. If everyone is always rushing off to their jobs, classes, lunch dates, meetings, practices, or appointments, it's hard to keep your home in a perpetual state of cleanliness and order.
Probably the first step to keeping your house ready for real estate showings is to remind your family to clean up after themselves. While this may require more than one reminder, any amount of cooperation will help keep messes to a minimum. Implementing some sort of reward system or even a competition among siblings, can go a long way toward maintaining a semblance of order in the house. Some parents even post a calendar of assigned chores to make sure everyone does their fair share.
Professional Help May Be Needed!
Getting your home ready for real estate showings can feel like a monumental task, especially if you have a large house and a messy family! The good news is that you can hire some outside help without depleting your kids' college funds! Many households already have a house cleaning person or service that comes in at least a couple times a month to keep things looking civilized. If your house is actively being shown to prospective buyers, however, you might want to consider having your housekeeper clean the house a little more frequently than usual. That way, you only have to do some minor tidying up when your real estate agent notifies you about a scheduled house showing in a few hours or tomorrow morning.
If any of your rooms are carpeted and the floors haven't been professionally steam-cleaned for as long as you can remember, it may be time to hire a carpet cleaning service. Carpeted floors have an unfortunate tendancy of locking in stains, allergens, and ground-in dirt for months, if not years! Although you can often improve the appearance of your carpets by cleaning them yourself, it often requires the services of a professional carpet cleaning service to really get those stubborn stains out. You can often get recommendations from neighbors, friends, relatives, or coworkers, and can look for online reviews of carpet cleaners on social media websites.
Once you've cleaned, dusted, and sanitized the inside of your house, there may be one more area to tackle before you're ready to have your house shown: its exterior! Your home's siding may be covered with filmy layers of dust, grime, splatters, and environmental pollutants -- a condition which thankfully can be reversed by using the services of a local power-washing company. While not all power-washing services are created equal, a reliable one can remove years of accumulated filmy deposits from pollen, birds, spider webs, acid rain, snow blower splatters, rust, smoky emissions from backyard barbeques, vehicle exhaust emissions, and other miscellaneous air pollution.
So even though the environment, your family, and the wear and tear of normal, everyday use will take its toll on the appearance of your home, there are many things you can do to reverse that process and restore many aspects of your home's original freshness, charm, and appeal!
Depending on how many years you’ve been working, retirement can seem like it’s too far in the future to worry about or too close to be able to effectively make any real change.
However, retirement is about more than doing the math and investment planning. Retirement includes making several life decisions, and considering things you may not have thought of before.
In this article, we’re going to talk about planning aspects of your retirement including your home and assets, your savings and investments, and setting and achieving goals for yourself.
Pay yourself first
If it feels like your paycheck is spent before you get a chance to set any aside each week, you’re not alone. However, it’s never too late to start setting aside money for retirement. The “pay yourself first” theory states that you should set aside a certain amount for bills, savings, and retirement plans before you spend a dime of your paycheck each week.
The easiest way to achieve this is to take advantage of an employer-based contribution matching program such as a 401K. However, if you are self-employed you can still open up an individual retirement account (IRA) or a Solo 401K. With an IRA, you determine where you want to invest your money, and can choose safer or riskier investments based on your own preferences.
Draw up your plan, literally
There’s no better way to start planning than to actually sit down with a notebook or your computer and start figuring out what you want to save and how you want to achieve those savings.
You’ll want to determine how much money you can accrue in your savings account, estimate the price of your assets and properties, and look at the projected return on investment for any IRAs or 401Ks you have in place.
As you likely know, these numbers are all projections. There’s no way to know for sure how much your home will be worth, or how well your investments will do by the time you’re ready to retire.
So, one of the most important aspects of making this checklist is to return to it yearly to determine if you should change your investments or alter your retirement goals.
Determine your lifestyle needs
Whether you have dreams of settling down in a quiet town for retirement, touring the country in an RV, or traveling the world, you’ll need to find out how you can make it possible on your retirement plan.
You and your spouse will need to sit down and draw up a plan for your mutual retirement goals. Determine which expenses you can do away with in retirement so that you can fulfill other goals. Having these conversations now will help you more effectively plan for the future. And, remember that the time of your retirement is always closer than you think.
If you recently bought a house, congratulations! Now, you just need to pack up your belongings, finalize your home purchase and relocate to your new address. You also may want to set up the following services prior to completing your move:
What good is a new house that lacks electricity? Fortunately, if you contact the electric company in your new home's city or town, you should have no trouble establishing electric services.
Typically, an electric company employs friendly, knowledgeable customer service representatives who will assist clients in any way they can. This means you can call the electric company in your new city or town, speak to a customer service representative and get the help you need to quickly set up electric services.
2. Cable and Internet
In many cities and towns, multiple cable and internet services providers are available. And if you allocate time and resources to review all of the options at your disposal, you may find a quality, affordable company for cable and internet services.
As you evaluate cable and internet services providers in your new city or town, don't forget to ask lots of questions. By doing so, you can find out what types of services are available, as well as the prices associated with these services.
Try to get several quotes too. If you receive multiple quotes, you can decide which cable and internet services provider offers the best value.
Learn about how you pay for water in your new city or town prior to moving day – you'll be glad you did. That way, you can contact your new water provider in advance and ensure that you will have water available as soon as you arrive at your new house.
When it comes to completing a home purchase, many challenges can make it tough to achieve the best-possible results. But if you employ a real estate agent, you can receive extensive support at each stage of the property buying journey.
A real estate agent can offer recommendations to help you establish essential services at your new home. He or she may even be able to put you in touch with the best services providers in different cities and towns and help you find the best deals on various services.
Furthermore, a real estate agent is happy to help a homebuyer discover the perfect residence, at the right price. Before you kick off a home search, a real estate agent will learn about you and your homebuying goals. He or she next will help you establish homebuying criteria and hone your house search. Best of all, a real estate agent will set up home showings and keep you up to date about open house events, enabling you to find your ideal residence in no time at all.
Want to remove the guesswork commonly associated with finishing the homebuying journey? Hire a real estate agent, and you can get the support you need to enjoy a fast, seamless and stress-free property buying experience.
Many of us will move home several times throughout our lives. Whether it’s relocating for work, needing a bigger house for children, or a quiet place to retire to, it’s likely that the home you live in now won’t be yours forever.
As a result, many homeowners wonder what they can do to ensure their home will have a high resale value when the time comes to move on.
The good news is that there are a lot of things you can do now that will give you a good return on investment when it comes to selling your home later. However, there are a few factors that affect a home’s valuation that are out of your control. We’ll talk about all of those factors below. So, read on for a list of the factors that affect your home’s resale value.
The age of your home
Your house may not complain about it, but it isn’t getting any younger. Homes tend to slowly decrease in value over time. A home built in the late 1970s, even if it’s well taken care of, most likely won’t sell for the same price as a 15-year-old home.
There is one exception to the rule, however, and that is historical houses. Homes that are a century old can sell for top dollar because of the craftsmanship and history that the house contains.
Admittedly, this is a niche market, as many people just want a safe and efficient home to live in. However, there are some homebuyers who will put in a bit of extra work around the house for the chance to live inside of a piece of history.
When you’re upgrading your house it’s important to remember how that upgrade will pay off years down the road. Some renovations will almost always give a good return on investment such as a finished basement or attic and improving efficiency via added insulation or replacing windows.
Renovations that match a very specific decorative taste or style could come back to haunt you. This includes bathroom sinks, kitchen cabinets, countertops, and other expensive projects that are subject to the next owner’s taste. While these upgrades can give a good return on your investment, they’re more likely to be successful if they fit the current trends of style and craftsmanship.
Neighborhood and town
One of the factors of home valuation that you have little control over is the town and neighborhood the house is located in. If there are closed down businesses, foreclosed and deteriorating homes then potential buyers might be turned off to the neighborhood.
Similarly, the town you live in has a lot to do with how much people are willing to spend. If you have easy access to interstate highways and large cities, highly rated schools, and good local infrastructure, then buyers are likely to take these into consideration when making an offer, as the average cost of a home in your town is likely higher than some surrounding towns.